The debate regarding whether or not citizens should invest their own portions of the Social Security fund the public and the congressional debate?spends much attention on the stock market: will it sustain the speculations of private investors, truly increasing the monies upon which they will retire. The debate spends time, too, on which is the more accurate date for the effective depletion of the Social Security fund, the earlier date of the Republicans or the later date of the Democrats. But neither side, nor any voice I've been able to hear, has spoken on behalf of the multitude of people?generally poor, often surviving on minimum wages, though working just as hard as any high-paid professional in this country?who don't know how to work the stock market. Don't know the basic mechanics of the game, let alone the subtle shiftings of the market.